Privacy Policy and Commitment to Protecting Your Privacy
I/We value your business and thank you for your confidence in choosing our firm as your source for advice and products. As our client, you entrust us with your personal information. We respect that trust and want you to be aware of our commitment to protecting the information you share with us in the course of doing business with us.
Privacy Policy and Commitment to Protecting Your Privacy
- You have the right to know why an organization collects, uses or discloses your personal information.
- You have the right to expect an organization to handle your information reasonably and to not use it for any other purpose other than the one to which you consented.
- You have the right to know who in an organization is responsible for protecting your information.
- You have the right to expect organizations to protect your information from unauthorized disclosure.
- You have the right to inspect the information an organization holds about you and make sure it is
- accurate, complete and current.
- You have the right to expect an organization to destroy your information when requested or when no longer required for the intended purpose.
- You have the right to confidentially complain to an organization about how it handles your information and to the Privacy Commissioner if need be.
How We Collect, Use and Disclose Your Information:
I try to maintain the highest standards of confidentiality in dealing with client information and I adhere to the Personal Information and Electronic Documents Act (“PIPEDA”), a federal privacy law and any provincial privacy laws and regulations that apply.
Accountability
I am accountable for the personal information I receive from my clients and I/ We will abide by the principles of (PIPEDA) in safeguarding that information in hard copy and computer documents. (Any employees I have also understand and abide by these rules).
Collection Purposes, Limitations on Collection, Use, Disclosure and Retention
Any and all personal (including medical), corporate, financial and related information is collected, used and retained for the purposes of providing ongoing advice and service and meeting insurers’ need for specific information in connection with your application for insurance. I confidentially convey your personal information to insurers though wholesale organizations, including Managing General Agencies. I only
collect and keep information that helps me formulate advice including personal, financial and health information. With your consent, I may share this information with my associates to get you help in areas outside of my expertise.
Consent
The nature of my work means I must receive and retain a lot of personal information about my clients including health data, financial data and identity verification. I use this information to make judgments about your situation and to identify possible solutions to any problems you might have. In becoming my client, and by signing this form, you agree to give me this information, allow me to share this information with my suppliers and wholesale organizations and allow me to retain it in my paper and electronic files for as long as you wish me to be your advisor or I have a business need to retain the information. You may withdraw your consent at any time but that will end our business relationship.
Information Accuracy
I rely on receiving accurate information in order to make appropriate
recommendations. You may review the personal information I retain about you upon request. I will also update the information regularly in an effort to ensure I am making recommendations about your situation based on the correct information.
Safeguards
All the written information I receive from you is either in secure filing cabinets or in password protected computer files. Any computer files stored off site are encrypted or locked. Old files that are discarded are shredded or otherwise completely destroyed. My staff understands the sensitivity of this information and the importance of protecting it.
Questions, Concerns and Access
You may contact me at anytime by telephone, email or letter at the
address shown on this page about your files with me and request changes. You may review PIPEDA online at www.privcom.gc.ca. If you have any complaints about my procedures I will investigate and provide you with a response as soon as practical. A full copy of my Privacy Policy is available upon request.
By clicking accept, you give your consent for us to obtain, verify, and share your personal information, including financial and medical information, in order to provide you with financial strategies, products and services, which best meet your needs. You confirm this consent also allows for the sharing of information with any persons, financial institutions, businesses, or other parties with whom we deal. This may include service providers in jurisdictions outside of Canada, and would therefore be subject to the laws of those jurisdictions.
By clicking accept you consent to our firm to use and disclose this information in order to:
- Communicate with you in a timely and efficient manner
- Communicate with you by mail, email, internet or other electronic means
- Assess your application for investment, insurance and other services available to you by our firm
- Evaluate claims and underwriting risks when required
- Detect and prevent fraud
- Analyze performance results
- Act as required or authorized by law
- Provide printing, mailings and marketing information on products & services we offer
What We Will Not Do With Your Information:
I/We do not sell client information, nor share your information with organizations outside of our relationship with you, that would use it to contact you about their own products or services.
We Strive to Protect Your Personal Information:
All employees, associated advisors and service providers who are granted access to your records understand the need to keep this information protected and confidential. They know they are to use the information only for the purposes intended and this expectation is clearly communicated. We’ve also established physical and systems safeguards, with proper processes, to protect your information from unauthorized access or use.
Your Privacy Choices:
You may withdraw your consent at any time (subject to legal or contractual obligations and on providing us reasonable notice) by contacting our Privacy Officer. Withdrawing that consent may prevent us from providing you with requested products or services. We may occasionally use your personal information to advise you of products or services we believe may be of interest to you or fit your personal circumstances. If you would rather not receive this type of communication, please advise our Privacy Officer.
Our Privacy Officer is: Denise Parkins
By clicking accept, you give your consent to collect and maintain your personal information in your client file.